⚠️ Fraud Alert: OceanAir will never ask for your password, one-time passcode, or to move money to a "safe" account. If you receive an unexpected call, text, or email claiming to be from OceanAir, contact us directly at 𝟴𝟬𝟱.𝟵𝟴𝟴.𝟮𝟭𝟱𝟭 before taking any action.

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Stay Alert: Fraudsters Continue to Target Financial Institution Members

At OceanAir Federal Credit Union, protecting our members remains our highest priority. We want to make you aware of several fraud trends currently affecting financial institution customers nationwide. Fraudsters continue to use increasingly sophisticated tactics, including: Text messages claiming there is a problem with your account Phone calls appearing to come from your financial institution...

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Easy Money – Q3 2026

Letter from our President and CEO, Rick Weber Dear OceanAir Members,  As we move through another exciting quarter at OceanAir, I want to thank you for your continued trust and membership. Our team remains committed to delivering exceptional value, competitive financial solutions, and an outstanding member experience. We're pleased to offer competitive Term Share Certificate...

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Best Rated Credit Union in Ventura County | OceanAir Federal Credit Union

OceanAir Federal Credit Union Recognized Among Ventura County’s Top-Rated Credit Unions Our Members' Voices Are Helping OceanAir Stand Out At OceanAir Federal Credit Union, our mission has always been simple: put members first. Every day, our team works to deliver personalized service, helpful financial solutions, and a banking experience built on trust and relationships. Today,...

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Easy Money – Q2 2026

Letter from our President and CEO, Rick Weber Dear OceanAir Members,  We believe 2025 was a pivotal year for OceanAir FCU. We gained momentum by investing in services, capabilities, and experiences that make your financial life easier and more flexible. With a strong foundation, we brought more value in-house, expanded our offerings, and met members’...

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Go Paperless with e‑Statements

e‑Statements are a faster, more secure way to receive your OceanAir statements — and they’re better for the planet, too. Switching is easy and only takes a minute. How to Enroll in e‑Statements 📱 Mobile App Instructions Log in to Online Banking Select Services Choose Statements & Documents Tap the three lines (☰) in the...

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Reminder: Credit Card Statement & Due Date Changes

What you need to know: Payment due date is changing to the 28th of each month — please update any automatic or scheduled payments accordingly. Your billing cycle will move to a calendar month, running from the 1st through the last day of each month. Statement closing date will now be the last day of...

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Easy Money – Q1 2026

Letter from our President and CEO, Rick Weber Dear OceanAir Members,  As we step into a new year, I want to take a moment to share my appreciation for your continued trust and support. The first few months of 2026 have brought steady momentum, and we are grateful for the opportunity to continue serving you. While every...

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How to Read a Loan Estimate (and Compare Mortgage Offers Like a Pro)

If you’re shopping for a mortgage or refinancing, you’ll likely receive a document called a Loan Estimate. It can look intimidating at first glance — but it’s actually one of the most helpful tools you’ll get. With a few minutes and the right approach, you can compare offers clearly, ask smarter questions, and avoid surprises...

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Why Your Mortgage Payment Can Change (Even If Your Rate Is Fixed)

Escrow, property taxes, and homeowners insurance—explained in plain English for Ventura County homeowners. A lot of homeowners hear “fixed-rate mortgage” and assume their monthly payment can’t change. But for many households, the total payment can still move—sometimes noticeably—because of escrow (the part of your payment that covers property taxes and homeowners insurance). When those costs...

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Easy Money – Q4 2025

Welcome to OceanAir's e-Newsletter! Get the latest news about what's going on in and around OceanAir Federal Credit Union. Letter from our President and CEO, Rick Weber. Dear OceanAir Members,  As we begin a new year at OceanAir Federal Credit Union, I find myself reflecting on the remarkable journey we’ve taken together. Each year brings new challenges and opportunities, and...

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