Latest Entry Term Share Certificate Laddering May 4, 2023 Laddering Certificates of Deposit (CDs) or Term Share Certificates that mature at progressively later dates is a popular investment strategy used by many individuals to balance risk and return. It involves investing in multiple Term Share Certificates with different maturity dates, ensuring that a portion of the investment becomes available for withdrawal at regular intervals.... Continue Reading
Protected: A Message To Our Members November 7, 2024 This content is password protected. To view it please enter your password below: Password: Continue Reading
OceanAir – Celebrating our Rebrand with Members and our Team August 16, 2024 We’re thrilled to share a wave of excitement with you all! Our credit union has embarked on a fresh journey with a new name that reflects our heritage and vision: OceanAir. As we release our celebratory video, join us in embracing the future of banking—where tradition meets innovation. Stay tuned, the celebration is just beginning! Continue Reading
What’s a verification code and why would someone ask me for it? August 16, 2024 When you log into your bank or credit card account, you might get a text message or email with a verification code. You then enter it at the login screen to confirm it’s really you. That’s a form of two-factor authentication that adds a layer of security to your account — and keeps would-be scammers... Continue Reading
Easy Money – Q3 2024 Newsletter July 1, 2024 Welcome to CBC's e-Newsletter! Get the latest news about what's going on in and around OceanAir Federal Credit Union. Letter from our president and CEO, Rick Weber. Dear CBC Members, I am in a reflecting period and as we move into Q3 of 2024 I look back at our accomplishments of 2023. Our commitment to providing... Continue Reading
FHA Loan 101 May 15, 2024 An FHA loan is a mortgage program issued by private mortgage lenders and insured by the Federal Housing Administration (FHA), which is overseen by the U.S. Department of Housing and Urban Development (HUD). These loans offer several advantages, including: Low Down Payment: FHA loans typically require a down payment as low as 3.5% of the purchase price.... Continue Reading
From Service to Home Sweet Home: VA Loans In Depth May 3, 2024 A VA loan is a government-backed mortgage option available to Veterans, service members, and surviving spouses. These loans are made by lenders, such as mortgage companies, credit unions, and banks, but are backed by the United States Department of Veterans Affairs (VA). Here are some key points about VA loans: No Down Payment Requirement: The... Continue Reading
Get Savvy With Your Credit Score! April 9, 2024 When it comes to credit scores, there is always potential room for improvement. If you’ve recently reviewed your credit score and aren’t satisfied with the result. There are several effective strategies to help you boost it. Credit scores, serve as numerical representations of an individual's creditworthiness, are shaped by various factors. To comprehend the elements... Continue Reading
Easy Money – Q2 2024 Newsletter April 1, 2024 Welcome to CBC's e-Newsletter! Get the latest news about what's going on in and around OceanAir Federal Credit Union. Letter from our president and CEO, Rick Weber. Dear Valued Members, As spring blooms around us, I want to take a moment to express my sincere gratitude and appreciation for your continued support. Your loyalty and trust... Continue Reading
File Your Taxes Using Epic Perks! March 13, 2024 Attention Epic Premium Checking Account holders! We're excited to announce a new perk: you can now conveniently file your taxes directly through your Epic Perks App! Teaming up with FileYourTaxes.Com, an IRS-approved e-filing service, that offers a secure and streamlined platform for tax filing. Here's what you can expect: Fast, easy, and secure online filing... Continue Reading
Core Steps to Supercharge Your Savings February 8, 2024 At OceanAir Federal Credit Union, we're more than just a financial institution; we're your partner in building a secure financial future. Understanding the importance of saving and effectively managing your finances is key to achieving financial freedom. Here are essential steps to help our members save more and start their journey toward financial independence. 1.... Continue Reading