Epic Overview

We are taking checking to the next level with a checking account suite that is designed to fit your lifestyle. Packed with features, these new checking products will provide you with the peace of mind of a robust identity theft protection and recovery package as well as the power to save you money right at your fingertips. Go Epic!

Go Epic! Get Started Today!

How do they compare?

Protections & Perks
	Basic Checking Epic Checking Epic Premium
Fuel Rewards
Billshark – Bill negotiating services
.5% Interest Rate Discount on closed-end loans*
Extended warranty on all products purchased with your OceanAir debit card
Better than Money Market dividend rates¹
5 cent rebate on every debit swipe
Special offers on Loan and Certificate rates
Discounted tax filing services with FileYourTaxes.com
Fully managed identity fraud recovery services
Roadside Assistance
No fees for minimum balance, paper statement, notary, temporary checks, cashier or corporate checks
$25K identity theft expense reimbursement insurance
Cell Phone Protection³
$10K travel accidental death coverage⁴
Entitlement to the following monitoring services
Credit Monitoring
Rapid Credit Alerts
Dark Web Monitoring & Alerts
Compromised Email Alerts
Monthly Score Tracker
Quarterly Credit Report
EPIC Perks App (Powered by BaZing)
Pharmacy, Vision, & Hearing Savings Program
Debit Card with Visa® Zero Liability Fraud Protection
Access to online banking, mobile banking and Bill Pay
Access to 30,000+ CO-OP ATMs Nationwide
No fee eStatements
Direct Deposit
Mobile Deposit
Overdraft options from savings, money market or line of credit
Access to voice banking
	Basic Checking Epic Checking Epic Premium

1 – Paid monthly on the daily average balance
2 – On EPIC Credit Card if Applied and Qualified
3 – Cell phone protection is subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program,
are subject to change without notice, may not be available in all regions, and may choose to limit deals.
4 – Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
*Some restrictions apply, please call (805) 988-2151 for more information.

Ready to Begin?

Open an Account Online

Explore Epic Premium Checking

Download the Epic Perks App

Start saving today!

Activate Your Card

You can activate your own card anytime and anywhere with the ACTIVATION Number! It’s Simple:

Call 1(888) 691‐8661
Answer the ID validation questions
And follow the prompts to activate your card

Reset Your PIN

You can choose your own PIN number anytime and anywhere with PIN Now! It’s simple:

Call 1(888) 891-2435
Answer the ID validation questions
And follow the prompts to reset your PIN

Control Your Card

Download our Card Controls app to manage your cards via your mobile phone or tablet.

Note: If you are not able to reset your PIN using PIN Now, please verify that your contact information is correct on your OceanAir account. If your information is not current, you may experience an error when attempting to reset your PIN.

Epic Overview

How do they compare?

Ready to Begin?

Download the Epic Perks App

Related Products

Epic Checking

Epic Premium Checking

Student Epic Checking

Activate Your Card

Reset Your PIN

Control Your Card

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