Important Information: IMPORTANT FRAUD ALERT: We have been notified by our members that fraudsters are attempting to gain account and personal information by posing as an OceanAir associate. Please remember that if you do not intend to contact OceanAir, DO NOT provide any personal information, passwords, account numbers, card numbers, etc. If you suspect you are being targeted, please contact OceanAir immediately at 805.988.2151. OceanAir team members will assist in securing your account.

Personal Loan

This is a simple closed-ended loan that is designed to help you pay for the things you need, without breaking your budget.

  • Fast approval and funding
  • Fixed-rate for 12 to 60 months**
  • Use for any purpose
  • No collateral required
  • $500 minimum loan amount

Get Started Today!

Apply Now
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Personal Loan Rates

TypeTermAPR Rates* as low asPayment per $1000**
Signature Loan
($500+)		12 Months or less10.99%$87.71
Signature Loan
($2,000+)		13-24 Months11.49%$46.17
Signature Loan
($5,000+)		25-36 Months11.99%$32.52
Signature Loan
($7,500+)		37-48 Months12.49%$25.86
Signature Loan
($10,000+)		49-60 Months12.99%$22.01
Personal Line of CreditOpen Ended15.00%


* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing OceanAir loans.

** based on maximum term

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