Important Information: IMPORTANT FRAUD ALERT: We have been notified by our members that fraudsters are attempting to gain account and personal information by posing as an OceanAir associate. Please remember that if you do not intend to contact OceanAir, DO NOT provide any personal information, passwords, account numbers, card numbers, etc. If you suspect you are being targeted, please contact OceanAir immediately at 805.988.2151. OceanAir team members will assist in securing your account.

Personal Line of Credit

With an OceanAir Personal Line of Credit, you’ll have the flexibility you need to deal with unexpected events that can happen in life. Some of the benefits of a Personal Line of Credit include:

Open-ended revolving credit line
You control how much you borrow
Available when you need it
Peace of mind for unexpected expenses or emergencies

Current Rates

Type	Term	APR Rates* as low as	Payment per $1000
Signature Loan ($500+)	12 Months or less	10.99%	$87.71
Signature Loan ($2,000+)	13-24 Months	11.49%	$46.17
Signature Loan ($5,000+)	25-36 Months	11.99%	$32.52
Signature Loan ($7,500+)	37-48 Months	12.49%	$25.86
Signature Loan ($10,000+)	49-60 Months	12.99%	$22.01
Personal Line of Credit	Open Ended	15.00%

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Personal Line of Credit

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Current Rates

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