Pennies With A Purpose

At OceanAir you can give your pennies a purpose by growing your savings and increasing your community impact.

How To Get Started

Become an OceanAir member, if not already
Login to online or mobile banking
Click the “Give Back” tab within the Main Menu
Tap “Round Up”
Select your preferences

Download Our Mobile App

Give Your Pennies A Purpose

Use your OceanAir debit card for your everyday purchases and become a hero in your future and your community.

Round Up Your Savings

Grow your savings and make an impact within your community without the hassle.

Once enrolled, your transactions are rounded up to the nearest dollar. That change goes into your chosen OceanAir savings account and/or donated to your favorite charity.
Every time you pay for a meal, cup of coffee, gas, or anything else, you can make a difference.

Donate in the Giving Center

Make one-time donations to causes you care about most or set up reoccurring donations.

Plant trees
Provide meals for people going hungry
Help clean your local rivers
Donate to your favorite charities
And more

Exciting news!

OceanAir Matches Donations up to $1500 to Mixteco Indigenous Community Organizing Project (MICOP)

Until August 4th, 2025, OceanAir will be matching all donations made to Mixteco Indigenous Community Organizing Project up to $1500!

Mixteco Indigenous Community Organizing Project (MICOP) has been a cornerstone of support for Indigenous migrant communities across California’s Central Coast for over 20 years. Through culturally rooted services—including interpretation, mental health care, youth leadership development, and food access—MICOP empowers families who are the backbone of Ventura County’s agricultural economy. Each year, MICOP serves more than 15,000 individuals, advocating for equity and delivering essential resources that uplift and strengthen the community. Contributions directly support MICOP’s biggest annual fundraiser “Night in Oaxaca.” A vibrant celebration of culture, music, and community.

Make a Donation

FAQs

What is the Round Up Program?

When enrolled, your transactions are rounded up to the nearest dollar. That change goes into your chosen OceanAir savings account.

Example: You pay $5.50 for a cup of coffee. Once your transaction is posted to your checking account, the additional change rounded up to the nearest dollar, in this case the $0.50, will be inserted into your OceanAir savings account or donated to the charity of your choice. This will be based off of your preferences that you chose at the time of your enrollment.

Preferences can be changed at any time.

When is the change transferred?

The rounded-up change (to the nearest dollar of each transaction) will be transferred to either your OceanAir savings account, a charity, or both, based on your preferences, within 24 hours.

Where can I find a list of charities and causes that I can donate to?

Our list of charities and causes that you have the opportunity to support is available to you within online banking and mobile banking.

Follow instructions below to see a full list:

Click on the Main Menu
Click “Pennies with a Purpose”
Click “Donate”
Click “Find your charity or cause”
See the list of available charities and causes

How can I join the list of charities and causes?

You can submit your interest to join OceanAir’s Pennies With A Purpose Donation List by visiting this clickable link and creating a profile. Your profile will then be reviewed and a representative will be in contact with you.

Which accounts can participate in Pennies With A Purpose?

The following OceanAir checking accounts:

Have further questions? Give us a call at 805.988.2151 or email us at [email protected].

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Pennies with a Purpose Program Terms:

To participate in the Round Up Savings Program, you must be a member of OceanAir Federal Credit Union in good standing and enrolled in Online Banking or Mobile Banking. When you enroll, any eligible debit card transaction from your enrolled Checking Account will be rounded up to the nearest whole dollar, with the excess amount transferred to your Savings Account. If the roundup amount isn’t a whole number, the difference will be added to your savings.

If you receive a new debit card due to loss, theft, or reissue, your participation will continue without needing to re-enroll. On days when your checking account lacks sufficient funds, no transfers will occur, but they will resume once funds are available.

Eligible transactions may change without notice, and other restrictions apply. ACH, ATM, or check transactions are not eligible. Savings will depend on the number and amount of your debit card purchases. We may cancel the program at any time.

Please visit us at OceanAir to learn more or call us at 805.988.2151.

Third-party links on this site are provided for your convenience. OceanAir FCU is not responsible for the content of these external websites and does not represent either the third party or the member in any transactions. Privacy and security policies on third-party sites may differ from those of OceanAir.

Mixteco Indigenous Community Organizing Project Match

OceanAir Federal Credit Union will match donations made to Mixteco Indigenous Community Organizing Project from July 8, 2025, through August 4, 2025, up to a total of $1,500. Donations received after August 4, 2025, will not be matched. All donations will be distributed to OceanAir’s charitable partner, Mixteco Indigenous Community Organizing Project. Mixteco Indigenous Community Organizing Project is a 501(c)3 charitable organization. Please consult your tax advisor to determine whether your donation is tax deductible in whole or in part.