Pennies With A Purpose

At OceanAir you can give your pennies a purpose by growing your savings and increasing your community impact.

How To Get Started

  • Become an OceanAir member, if not already
  • Login to online or mobile banking
  • Click the “Give Back” tab within the Main Menu
  • Tap “Round Up”
  • Select your preferences

Exciting news!

OceanAir partners with the Oxnard Police Department Foundation for the 2026 Pink Patch Campaign!

From September 28 through October 31, OceanAir is proud to join the Pink Patch Campaign, with the Oxnard Police Department Foundation. Proceeds from the campaign benefit the Ribbons of Life Breast Cancer Foundation, providing support and resources to individuals and families throughout Ventura County.

Donations can be made at any OceanAir branch or conveniently through the Pennies with a Purpose feature in Online Banking. Every donation gives you the opportunity to write a message of hope, encouragement, or remembrance on a pink ribbon, that are displayed on the Pink Ribbon Walls located throughout our branches. In addition, donors can claim exclusive Pink Patch Campaign items at your local branch meeting per qualifying donation.

$15 Donation Receive an exclusive Pink Patch

$25 Donation Receive a Pink Patch Campaign T-shirt

$35 Donation Receive both a Pink Patch Campaign T-shirt and an exclusive Pink Patch

Together, we can make a meaningful difference in the lives of those affected by breast cancer while strengthening the communities we proudly serve.

FAQs

What is the Round Up Program?

When enrolled, your transactions are rounded up to the nearest dollar. That change goes into your chosen OceanAir savings account.

Example: You pay $5.50 for a cup of coffee. Once your transaction is posted to your checking account, the additional change rounded up to the nearest dollar, in this case the $0.50, will be inserted into your OceanAir savings account or donated to the charity of your choice. This will be based off of your preferences that you chose at the time of your enrollment.

Preferences can be changed at any time.

When is the change transferred?

The rounded-up change (to the nearest dollar of each transaction) will be transferred to either your OceanAir savings account, a charity, or both, based on your preferences, within 24 hours.

Where can I find a list of charities and causes that I can donate to?

Our list of charities and causes that you have the opportunity to support is available to you within online banking and mobile banking.

Follow instructions below to see a full list:

  1. Click on the Main Menu
  2. Click “Pennies with a Purpose”
  3. Click “Donate”
  4. Click “Find your charity or cause”
  5. See the list of available charities and causes
How can I join the list of charities and causes?

You can submit your interest to join OceanAir’s Pennies With A Purpose Donation List by visiting this clickable link and creating a profile. Your profile will then be reviewed and a representative will be in contact with you.

Which accounts can participate in Pennies With A Purpose?

The following OceanAir checking accounts:

Have further questions? Give us a call at 805.988.2151 or email us at [email protected].

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Pennies with a Purpose Program Terms:

To participate in the Round Up Savings Program, you must be a member of OceanAir Federal Credit Union in good standing and enrolled in Online Banking or Mobile Banking. When you enroll, any eligible debit card transaction from your enrolled Checking Account will be rounded up to the nearest whole dollar, with the excess amount transferred to your Savings Account. If the roundup amount isn’t a whole number, the difference will be added to your savings.

If you receive a new debit card due to loss, theft, or reissue, your participation will continue without needing to re-enroll. On days when your checking account lacks sufficient funds, no transfers will occur, but they will resume once funds are available.

Eligible transactions may change without notice, and other restrictions apply. ACH, ATM, or check transactions are not eligible. Savings will depend on the number and amount of your debit card purchases. We may cancel the program at any time.

Please visit us at OceanAir to learn more or call us at 805.988.2151.

Third-party links on this site are provided for your convenience. OceanAir FCU is not responsible for the content of these external websites and does not represent either the third party or the member in any transactions. Privacy and security policies on third-party sites may differ from those of OceanAir.

Pink Patch Campaign (Terms)

OceanAir Federal Credit Union is proud to support the Pink Patch Campaign in partnership with the Oxnard Police Department Foundation, benefiting Ribbons of Life Breast Cancer Foundation Ventura County. OceanAir will collect donations on behalf of Ribbons of Life through October 31, 2026. Donations received after October 31, 2026, will continue to be accepted and directed to Ribbons of Life Breast Cancer Foundation Ventura County.

All donations are voluntary and non-refundable. Promotional items are available while supplies last and will be distributed according to the applicable donation level. One promotional item package will be provided per qualifying donation. T-shirt sizes and availability may vary by branch location. Donations may be made at participating OceanAir branch locations or through the designated Pennies with a Purpose online donation platform. Proof of donation may be required to redeem promotional items for online donations. OceanAir Federal Credit Union reserves the right to substitute promotional items of equal value if supplies become unavailable.

All donations will be distributed to OceanAir’s charitable partner, Ribbons of Life Breast Cancer Foundation Ventura County is a 501(c)(3) charitable organization.

Please consult your tax advisor to determine the tax deductibility of your donation, in whole or in part, based on your individual circumstances. OceanAir Federal Credit Union reserves the right to interpret, modify, or terminate the terms of this matching program at its sole discretion.

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