Aspira Checking

Simple. Affordable. Reliable.

Aspira Checking is OceanAir’s BankOn®‑certified account designed to keep everyday banking simple, affordable, and reliable. For just $5 a month with a $25 opening deposit, you get a checking account with no overdraft fees, no hidden surprises, and all the essential you need to manage your money confidently.

BankOn® accounts are designed to be safe, affordable, and accessible checking—ideal for those new to banking or looking for a clear, dependable checking option.

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Features & Benefits

No minimum balance requirements
No Overdraft Protection (ODP)
No charge for e‑statements
First debit card issued at no charge
Online and mobile banking access
Account alerts and monitoring tools
Bill Pay and Mobile/Direct Deposit available
Access to funds via debit card
Unlimited check writing (subject to available funds)

Aspira Checking Disclosure: OceanAir Federal Credit Union membership is required. Eligible individuals may join during the account opening process. Monthly service fees and account terms are subject to change. Additional fees may apply. Transactions that exceed available funds may be declined. Certain services require enrollment and are subject to system availability. BankOn®‑certified accounts meet national standards for safe, affordable, and accessible checking. Please refer to the Account Disclosure for complete terms, conditions, and limitations. Federally insured by NCUA.