Important Information: If you have an OceanAir Credit Card, please activate the new card and begin using it on 10/10. Your old credit card will no longer work starting 10/10. This change is being made to offer you an integrated digital experience and more benefits. We thank you for your patience and flexibility.

OceanAir Basic Checking

At OceanAir, we are re-thinking what a checking account can be. Whether you're looking for an account with tons of added benefits or you are looking for a simple checking, we have the right option for you.

Our Basic Checking* account is checking simplified and has all the staples of a great checking account.

Benefits that come with your OceanAir Basic Checking* Account include:

  • Visa® Debit Card with VISA’s Zero Liability Fraud Protection
  • Access to Online Banking and Bill Pay
  • Free eStatements**
  • Access to 30,000 CO-OP Network ATMs nationwide
  • Direct Deposit
  • Manage your debit card anywhere at anytime with OceanAir Card Controls


* OceanAir Basic Checking has a minimum average monthly balance of $100. If the average monthly balance drops below $100, a $10 fee will be assessed

** Paper statements are available for $3.00 a month. Note: Paper statements are complimentary with an Epic or Epic Premium Checking Account.

You are leaving the OceanAir Federal Credit Union website

You are being directed to a third-party website.

Please note that this third-party website is not controlled by OceanAir Federal Credit Union or subject to our privacy policy.

Thank you for visiting our site. We hope your visit was informative and enjoyable.