Important Information: IMPORTANT FRAUD ALERT: We have been notified by our members that fraudsters are attempting to gain account and personal information by posing as an OceanAir associate. Please remember that if you do not intend to contact OceanAir, DO NOT provide any personal information, passwords, account numbers, card numbers, etc. If you suspect you are being targeted, please contact OceanAir immediately at 805.988.2151. OceanAir team members will assist in securing your account. Click here for helpful tips.

Loan Calculators

Whether you want to figure out the home you can afford or you want to see how long it will take to reach your savings goal, we can help!

How long will it take to pay off my credit card?

This calculator computes how long it will take to pay off a credit card debt.

All fields are required.



Calculator Results

It will take you 68 months to pay off this credit card.  You will pay $1,720.11 in interest over this period.

Calculator tips

This calculator uses exact days compounding to compute the results. Your credit card may use a different method such as the average daily balance (ADB) method. Be sure to talk to a qualified financial professional prior to relying on these results.

Paying the minimum monthly payment amount may not allow you to achieve these results.

The amortization schedule generated by this calculator uses the word "Loan" to describe your current credit card balance.

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2025

Forgot password?
You are leaving the OceanAir Federal Credit Union website

You are being directed to a third-party website.

Please note that this third-party website is not controlled by OceanAir Federal Credit Union or subject to our privacy policy.

Thank you for visiting our site. We hope your visit was informative and enjoyable.