⚠️ Fraud Alert: OceanAir will never ask for your password, one-time passcode, or to move money to a "safe" account. If you receive an unexpected call, text, or email claiming to be from OceanAir, contact us directly at 𝟴𝟬𝟱.𝟵𝟴𝟴.𝟮𝟭𝟱𝟭 before taking any action.

OceanAir Basic Checking

At OceanAir, we are re-thinking what a checking account can be. Whether you're looking for an account with tons of added benefits or you are looking for a simple checking, we have the right option for you.

Our Basic Checking* account is checking simplified and has all the staples of a great checking account.

Benefits that come with your OceanAir Basic Checking* Account include:

  • Visa® Debit Card with VISA’s Zero Liability Fraud Protection
  • Access to Online Banking and Bill Pay
  • Free eStatements**
  • Access to 30,000 CO-OP Network ATMs nationwide
  • Direct Deposit
  • Manage your debit card anywhere at anytime with OceanAir Card Controls


* OceanAir Basic Checking has a minimum average monthly balance of $100. If the average monthly balance drops below $100, a $10 fee will be assessed

** Paper statements are available for $3.00 a month. Note: Paper statements are complimentary with an Epic or Epic Premium Checking Account.

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