Join OceanAir
We are dedicated to providing quality financial products and services.
Become a Member
Epic Rewards
Earn back in rewards on the things you buy the most.
Apply Today
With a OceanAir Term Share Certificate, you will have a set dividend rate for the term of your choice. This means that you can perfectly tailor yours to suit your savings goals.
Here is a look at some of the other great benefits:
Visit a branch today to open an additional Share Savings Account.
Epic Premium Checking account holders will enjoy a bonus on a new 1-year Term Share Certificate to 4.00% APY* | 3.928% Stated Rate
Epic Premium Checking account holders will enjoy a bonus on a new 2-year Term Share Certificate to 4.00% APY* | 3.928% Stated Rate
Epic Premium Checking account holders will enjoy a bonus on a new 5-year Term Share Certificate to 3.75% APY* | 3.687% Stated Rate
*APY = Annual Percentage Yield. Must meet membership and account criteria. The annual percentage is anticipated with a specific term to earn the opening APY until the end of the term, unless otherwise specified. APY assumes dividends will remain in account. Withdrawals and fees may reduce earnings. Penalties for early withdrawals apply. Advertised APY and terms are subject to change without notice. Restrictions apply. See Current Rates for Term Share and IRA Certificates below for Full Dividend Rates and Disclosures.
Minimum DepositTermStated RateAnnual Percentage Yield$500 Min. Certs.3 months3.928%4.000%$500 Min. Certs.3 Months with **Epic Premium Checking4.169%4.250%$500 Min. Certs.6 months3.687%3.750%$500 Min. Certs.6 Months with **Epic Premium Checking3.928%4.000%$500 Min. Certs.1 year3.687%3.750%$500 Min. Certs.1 year with **Epic Premium Checking3.928%4.000%$500 Min. Certs.1 Year IRA with **Epic Premium Checking4.410%4.500%$500 Min. Certs.18 months3.687%3.750%$500 Min. Certs.18 months with **Epic Premium Checking3.928%4.000%$500 Min. Certs.2 years3.687%3.750%$500 Min. Certs.2 years with **Epic Premium Checking3.928%4.000%$500 Min. Certs.3 years3.445%3.500%$500 Min. Certs.4 years3.445%3.500%$500 Min. Certs.5 years3.445%3.500%$500 Min. Certs.5 years with **Epic Premium Checking3.687%3.750%
CERTIFICATES: *APY = Annual Percentage Yield. Must meet membership and account criteria. Dividend Rate and Annual Percentage Yield are fixed for the term of your Certificate Account. Visit your local branch to apply. Dividends are earned daily, are compounded, and credited monthly on the first day of each month. All certificate APY assumes dividends remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Withdrawals, penalties and fees may reduce principal and earnings. Penalties will apply for early withdrawals. The IRS on Individual Retirement Accounts (IRA) Certificates may impose additional penalties. Please consult with a tax professional for more information. Advertised APY and terms are subject to change without notice. Other restrictions apply.
**EPIC Premium Checking is required to qualify for specific Certificate rates. If your EPIC Premium Checking account is closed prior to maturity for any reason, the dividend rate for your account will be reduced to the prevailing dividend rate being paid as of the date your account was opened. This lower rate will be applied for the remainder of the term of the Certificate.
All rates, terms, services, and conditions are subject to change without notice. Certificate will automatically renew into like term at the prevailing dividend rate unless you tell us otherwise. OceanAir reserves the right to end or modify these offers at any time without notice.
Your deposits are federally insured up to $250,000 by the National Credit Union Administration.
Epic Premium comes with all the perks of Epic Checking, and more! Get a 0.5% rate discount on all new closed ended loans! Some restrictions apply.
All Rates At OceanAir, our goal is to make your financial life as easy as possible, so we’ve put all of our rates in one place. From Savings accounts to… Continue Reading
OceanAir Share Account Your financial well-being begins with a Share Savings account. Open a Share Savings Account to enjoy all the benefits of membership at OceanAir. You can begin to… Continue Reading
You are being directed to a third-party website.
Please note that this third-party website is not controlled by OceanAir Federal Credit Union or subject to our privacy policy.
Thank you for visiting our site. We hope your visit was informative and enjoyable.
Go Back Continue
