Personal Line of Credit

With an OceanAir Personal Line of Credit, you’ll have the flexibility you need to deal with unexpected events that can happen in life. Some of the benefits of a Personal Line of Credit include:

Open-ended revolving credit line
You control how much you borrow
Available when you need it
Peace of mind for unexpected expenses or emergencies

Current Rates

Type	Term	APR Rates* as low as	Payment per $1000**
Signature Loan ($500+)	12 Months or less	10.99%	$87.71
Signature Loan ($2,000+)	13-24 Months	11.49%	$46.17
Signature Loan ($5,000+)	25-36 Months	11.99%	$32.52
Signature Loan ($7,500+)	37-48 Months	12.49%	$25.86
Signature Loan ($10,000+)	49-60 Months	12.99%	$22.01
Personal Line of Credit	Open Ended	15.00%

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing OceanAir loans. Rates above include a 0.50% rate discount for Epic Premium Checking account holders only.

** based on maximum term

Personal Line of Credit

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Current Rates

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