Important Information: If you have an OceanAir Credit Card, please activate the new card and begin using it on 10/10. Your old credit card will no longer work starting 10/10. This change is being made to offer you an integrated digital experience and more benefits. We thank you for your patience and flexibility. Temporarily Extended Call Center Hours: On Saturday 10/11 our call center hours will be 10am-6pm. On Monday 10/13, Columbus Day, our call center hours will be 9am-6pm. Our branches will be closed in observance of Columbus Day and Indigenous People's Day on Monday, 10/13.

Epic Premium Checking

What can Epic Premium Checking do for you?

Packed with features and benefits, Epic Premium Checking will provide you with the peace of mind of a robust identity theft protection and recovery package as well as the power to save you money right at your fingertips!

  • A minimum 0.25% increase on certain Term Share Certificate Rates
  • A 0.5% interest rate discount on new closed-end Personal Loans, Direct Auto, Motorcycle, and RV loans (some restrictions apply)
  • An extended warranty on all debit card purchases
  • 5 cents rebate on all debit card transactions
  • Better than money market dividend rates
  • Special offers on Loan and Share Certificate rates
  • PLUS all the perks and protections of Epic Checking!
Young man holding phone with Epic Perks App

Perks and Protection

  • Roadside Assistance

    24/7 Roadside assistance. It’s free to use for covered services up to $80. Simply tap on the “Call Roadside Assistance” button

  • Insurance

    Insurance service that will give you peace of mind including Buyers Protection and Accidental Death Insurance (for Epic Premium accounts only)

  • Deals

    Shop local, online and recreational deals

  • Health Savings

    Savings tools for pharmacy, vision, and hearing

  • Curbside Takeout (Curbit)

    An exciting new tool that gives you a seamless ordering and curbside pickup experience in this new socially distant world

  • Cell Phone Protection

    If your phone is broken or stolen, BaZing will reimburse you for what you pay to have it repaired or replaced, up to $800 per claim (max 2 claims per year)

  • ID Theft Aid

    Here you will find all ID theft protection and recovery services including restoration, protection, and monitoring (You must opt into ID monitoring in order the receive the service)

    Fully managed ID fraud recovery services, $25k ID theft expense reimbursement insurance and Entitlement to the following monitoring services:

    • Credit Monitoring
    • Rapid Credit Alerts
    • Monthly Credit Score
    • Annual Credit Report
    • Dark Web Monitoring
  • Bill Shark

    Let a team of experts negotiate your internet, TV, cellphone, and home security services on your behalf, or cancel subscriptions you no longer want or need. If Bill Shark can’t save you money, you don’t pay anything!

  • Bazing Fuel

    Start saving on your fuel at participating gas stations. Earn rewards to redeem at the pump simply by using your OceanAir debit card for everyday purchases. Only 15 swipes per month earn you fuel savings! Don’t have the Epic perks app? Download it today!

  • Additional Deposit Insurance

    Enhanced Share Deposit insurance of $2,000,000. $250,00 through NCUA, and $1,750,000 through ASI.

  • Card Controls

    With intuitive features such as real-time transaction alerts, customizable spending limits, and instant card blocking, Card Controls ensures users can manage and secure their financial transactions with ease and precision.

  • Discounted Tax Filing Service

    File your federal and state taxes for a total of $45 with FileYourTaxes.com. This perk must first be activated in the Epic Perks app to receive the discounted filing price.

*Some limitations apply

Epic Premium Checking

$10/Month

$90+ monthly value if purchased separately

We hope you are already saving a bunch with your Epic Perks app! If not, let’s get you signed up.

1. With your smartphone/device, download the “Epic Perks” app from Google or iTunes OR visit  www.BaZing.com on your computer and click “Get Started

2. Log in using your email and the temporary password sent to you upon account opening (you should have an activation email in your email inbox after you open your account. If not, please contact us at 805.988.2151)

3. Follow the on-screen prompts to complete your enrollment

4. Click on the ID Theft Aid tile, then the Identity Monitoring tile, and enter your information to take full advantage of the robust ID theft monitoring services

5. Start enjoying all that your Epic account has to offer.

download on apple store download on google play Or visit www.BaZing.com

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