Epic Premium Checking

What can Epic Premium Checking do for you?

Epic Premium Checking is packed with valuable features and benefits that support your everyday banking. From personal and auto loans to debit cards and term share certificates, you’ll also enjoy built-in identity theft protection and recovery, giving you peace of mind while helping you save money every day!

A minimum 0.25% increase on certain Term Share Certificate Rates
A 0.5% interest rate discount on new closed-end Personal Loans, Direct Auto, Motorcycle, and RV loans (some restrictions apply)
An extended warranty on all debit card purchases
5 cents rebate on all debit card transactions
Better than money market dividend rates
Special offers on Loan and Share Certificate rates
PLUS all the perks and protections of Epic Checking!

Get Epic Premium

Young man holding phone with Epic Perks App

Perks and Protection

Roadside Assistance

24/7 Roadside assistance. It’s free to use for covered services up to $80. Simply tap on the “Call Roadside Assistance” button
Insurance

Insurance service that will give you peace of mind including Buyers Protection and Accidental Death Insurance (for Epic Premium accounts only)
Deals

Shop local, online and recreational deals
Health Savings

Savings tools for pharmacy, vision, and hearing
Curbside Takeout (Curbit)

An exciting new tool that gives you a seamless ordering and curbside pickup experience in this new socially distant world
Cell Phone Protection

If your phone is broken or stolen, BaZing will reimburse you for what you pay to have it repaired or replaced, up to $800 per claim (max 2 claims per year)
ID Theft Aid

Here you will find all ID theft protection and recovery services including restoration, protection, and monitoring (You must opt into ID monitoring in order the receive the service)

Fully managed ID fraud recovery services, $25k ID theft expense reimbursement insurance and Entitlement to the following monitoring services:
- Credit Monitoring
- Rapid Credit Alerts
- Monthly Credit Score
- Annual Credit Report
- Dark Web Monitoring
Bill Shark

Let a team of experts negotiate your internet, TV, cellphone, and home security services on your behalf, or cancel subscriptions you no longer want or need. If Bill Shark can’t save you money, you don’t pay anything!
Bazing Fuel

Start saving on your fuel at participating gas stations. Earn rewards to redeem at the pump simply by using your OceanAir debit card for everyday purchases. Only 20 swipes per month earn you fuel savings! Don’t have the Epic perks app? Download it today!
Card Controls

With intuitive features such as real-time transaction alerts, customizable spending limits, and instant card blocking, Card Controls ensures users can manage and secure their financial transactions with ease and precision.
Discounted Tax Filing Service

File your federal and state taxes for a total of $45 with FileYourTaxes.com. This perk must first be activated in the Epic Perks app to receive the discounted filing price.

Terms and Conditions

Membership and account eligibility requirements apply. Account must be open and in good standing when rewards are issued. BaZing Rewards are available with an eligible checking account and may be changed or discontinued at any time. Benefits are provided through BaZing and may be changed or discontinued at any time without notice.

To earn rewards, members must meet monthly qualification requirements, including the required number of qualifying debit card purchases; ATM withdrawals, transfers, deposits, refunds, and non‑purchase transactions do not qualify.

Fuel Rewards, if applicable, are earned as cashback and subject to eligibility requirements and monthly caps. To earn 3% fuel cashback, members must connect their Epic Premium Checking account via Plaid and complete 20 qualifying debit card transactions each month. Cashback is capped at $5 per month and credited after the qualification period.

Rewards are not guaranteed, have no cash value except as stated, and may be forfeited if requirements are not met. Program terms are subject to change, and rewards may be adjusted for errors, system issues, or unauthorized activity. Additional terms apply. Visit BaZing for full details and the Benefits Reference Guide. Visa® is a registered trademark of Visa U.S.A. Inc. Federally insured by NCUA.

OceanAir’s Epic Premium Checking is the perfect fit for any lifestyle.

Loaded with protections and money-saving perks, Epic Checking lives up to its name.

Note: Enrollment is required to receive the benefits of your Epic Checking account. Learn More about the benefits