A Message From Our CEO: Shutdown Relief Program

Dear Valued members of OceanAir,

We know the current government shutdown may be creating financial uncertainty—and we’re here to help.

OceanAir is proud to offer the Shutdown Relief Program to support our members during this time. Whether you’re a federal employee, military service member, or government contractor directly impacted, we’ve designed this program to provide immediate, meaningful assistance.

🌟 Program Highlights

0% APR Emergency Government Shutdown Loan

• Short-term loans up to your missed pay period
  • Based on your most recent paystub
  • Covers 1 x Bi-Weekly Pay
  • Additional benefits for existing members with federal direct deposit
• No credit check
• No interest, no hidden fees
• 6-month repayment plan (auto pay required)
• Available to federal employees, military service members, and government contractors paid directly by the federal government
  • Membership must be in good standing

Have friends or family who are impacted?
Refer them to OceanAir! New members will qualify for the Shutdown Relief Program.

🚗 Skip-A-Pay Option

• Defer payments on qualifying loans (Personal & Vehicle Loans)
• Processing fees waived for confirmed federal employees impacted by the shutdown
  • Loans must be current and membership in good standing

📲 How to Enroll

To determine eligibility and loan amount, please provide:

• Your most recent paystub
• Federal notification verifying shutdown impact

Our team is ready to assist you in-branch or by phone at 805.988.2151.

We’re committed to standing by our members—today and always.

Warm regards,

Rick Weber

CEO of OceanAir Federal Credit Union