
Be the Reason Someone Joins OceanAir
Refer your friends and family to OceanAir and unlock exclusive EPIC Member gear

3 Easy Steps to Spread the Vibe
- Celebrate when they join with your EPIC Member tee!
- Sign Up to get your unique referral link.
- Share It with friends and family via text, email, or social.
We Build Community
OceanAir is about people, not profits. Your referral helps grow a member-owned movement. Let’s make financial wellness EPIC—together.

What our members are saying.
I just wanted to give a shout out to Junior and his team. We just refinanced our home through CBC and Junior went above and beyond to help us with the loan and paperwork. We had tried refinancing with another company and it was a headache.
Belle B.
This is one of the best credit unions I have been to. I have 4 different banks just to have variety and this is the best. Easy drive-thru atm and everyone I have dealt with a teller they have been very polite and even made small talk.
ML Marcos L.
Fortunate to work with Sarai Warren and team! My first conversation with Sarai for a home refinance, with credit cad debt pay off and cash out was on 12/2! I explained to Sarai that I was in a tough financial bind and I needed to have things move quickly.
David G.
I am so happy that I chose CBC FCU to refinance my home loans. Junior and Kathleen in the origination department were joys to work with, and I received personalized service from the beginning to end, and the process was easy.
Robert W.
T-Shirt Referral Promotion Disclosure
To qualify, an existing OceanAir member in good standing must refer a first-time new member via referral link. A “new” member is someone who has never been an owner or signer of a checking or savings account or loan with OceanAir Federal Credit Union. The referred member must open a savings account and pay a one-time $5 membership fee. Once the account is funded, both members will receive a free t-shirt within 30 days.
Limit five t-shirt referrals per year. All applicant information is subject to verification; not all applicants will qualify. Members under 18, OceanAir employees, volunteers, and family members are not eligible. An early account closure fee may apply—see Fee Schedule for details.
Promotion terms, rates, and conditions are subject to change without notice and cannot be combined with other offers. Federally insured by NCUA.