Important Information: IMPORTANT FRAUD ALERT: We have been notified by our members that fraudsters are attempting to gain account and personal information by posing as an OceanAir associate. Please remember that if you do not intend to contact OceanAir, DO NOT provide any personal information, passwords, account numbers, card numbers, etc. If you suspect you are being targeted, please contact OceanAir immediately at 805.988.2151. OceanAir team members will assist in securing your account. Click here for helpful tips.

Boat & RV Loans

We offer the borrowing options you need for all of life’s stages with the great rates, flexible terms, benefits, and extras you want to be built in for maximum savings.

  • Up to 120% financing1
  • Terms up to 180 months2
  • Includes motorhomes, van conversions, travel trailers, boats, and personal watercrafts
  • Go Epic and get a 0.5% interest rate discount. Click here for details.

1,2 Loan terms and conditions depend on credit qualifications and approval.

Current Rates

TermAPR Rates* as low asPayment per $1000**
Up to 60 Months8.21%$19.91
61-120 Months8.71%$11.83
121 - 180 Months 9.21%$9.66

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing OceanAir loans.

** based on maximum term

Get Started Today!

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