Important Information: If you've received a new OceanAir credit card or debit card via mail but haven't activated it yet, please do so by calling 1.833.400.0493 and following the prompts. Our offices will be closed on Tuesday, November 11th in observance of Veteran's Day. We will resume our regularly scheduled hours on Wednesday, November 12th.

Boat & RV Loans

We offer the borrowing options you need for all of life’s stages with the great rates, flexible terms, benefits, and extras you want to be built in for maximum savings.

  • Up to 120% financing1
  • Terms up to 180 months1
  • Includes motorhomes, van conversions, travel trailers, boats, and personal watercrafts
  • Go Epic and get a 0.5% interest rate discount. Click here for details.

1 Loan terms and conditions depend on credit qualifications and approval. See payment examples below.

Current Rates

TermAPR Rates* as low asPayment per $1000**
Up to 60 Months8.21%$20.39
61-120 Months8.71%$12.52
121 - 180 Months 9.21%$12.79

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing OceanAir loans. Rates above include a 0.50% rate discount for Epic Premium Checking account holders only.

** based on maximum term

Get Started Today!

Apply Now
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