Easy Money – Q4 2025

Welcome to OceanAir’s e-Newsletter! Get the latest news about what’s going on in and around OceanAir Federal Credit Union.

Letter from our President and CEO, Rick Weber.

Dear OceanAir Members, 

As we begin a new year at OceanAir Federal Credit Union, I find myself reflecting on the remarkable journey we’ve taken together. Each year brings new challenges and opportunities, and through it all, your trust and participation continue to shape who we are as an institution. OceanAir FCU was founded on the belief that financial services should be personal, accessible, and rooted in community values. That belief guides every decision we make, and it remains the foundation of our work today. 

Over the past several months, one of our most significant undertakings has been the large‑scale conversion of our credit card program. Transitions of this size are never simple, and I want to extend my sincere gratitude for your patience and understanding throughout the process. We know it required flexibility on your part, and we deeply appreciate the support you showed our team. 

The good news is that this investment will pay off for years to come. With the new Epic Rewards Card, members can now earn points for everyday spending — a benefit many of you have been asking for. Even more exciting, all OceanAir credit cards can now be managed directly through our digital banking platform, giving you a clearer, more convenient view of your finances in one place. These enhancements were designed with your long‑term experience in mind, and we’re thrilled to finally bring them to you. 

Looking ahead, we’re continuing to strengthen the member experience in meaningful ways. Our teams are enhancing digital tools, expanding financial education programs, and developing new savings and lending options to support you at every stage of life. We’re also deepening our commitment to sustainability and community development, ensuring that our growth benefits not only our members but the neighborhoods we proudly serve. 

What inspires me most is the spirit of cooperation that defines our credit union. Whether you’ve been with us for decades or just joined recently, you are part of a community that believes in shared success. Your participation — through feedback and everyday banking — fuels our mission and strengthens our ability to serve others. 

Thank you for your continued trust, your membership, and your belief in what we can accomplish together. I look forward to another quarter of progress, partnership, and possibility. 

Warm regards, 

Rick Weber 

Our Vision

Our vision is to inspire financial happiness, one member at a time.

Our Mission

Empowering people along their financial journey through personalized and innovative service.

Board of Directors Announcement

We are seeking dedicated individuals to join our team of volunteers. As a member of the
board of Directors at OceanAir FCU, you will play a crucial role in the governance and
strategic planning of our credit union.

Our Associate Director Program offers an entry-level course designed to familiarize you with
credit union processes, enhance your knowledge and experience, and prepare you for potential nomination as a voting Director.

As a Board member, your primary responsibilities will include attending monthly meetings, completing a minimum of 18 hours of training annually, and achieving financial literacy as required by the NCUA. You may also be asked to serve on various Board committees. The board term is three years.

Applicants must be in good standing with the credit union and possess some understanding and experience in finance and/or budgeting, gained through work experience, community involvement, or other business associations.

Please submit your letter of interest by March 20, 2026, to the nominating committee at: [email protected]

Join us for our annual meeting scheduled for June 25, 2025, at 5:00 PM in the Oxnard Office on the 2^nd floor to review 2025 highlights and financials. RSVP by clicking here.

Community Impact

At OceanAir FCU, giving back isn’t a side project — it’s part of our identity. This quarter, we’re proud to highlight several initiatives made possible by your membership: 

• Financial Education & Food Trucks for Local Farm Workers: We partnered with the Mexican Consulate of Oxnard to bring financial education to local farm workers in Ventura County. We also partnered with OceanAir member, Ricardo and his La Vida food truck to provide coffee and pastries to those who attend the event.  
• Holiday Food Drive: This holiday season we delivered over 2,000 pounds of canned food to the Food Share community pantries, ensuring families had access to nutritious meals during the winter season. OceanAir team members stacked the cans of food into a tree formation and decorated them for the holidays. The OceanAir canned food tree and others were available for viewing in downtown Ventura, then used for the Food Share community pantry. 

Your participation and support make these efforts possible. When you bank with OceanAir FCU, you’re helping strengthen the community we all call home. 

A Message from the AVP of Insurance 

Dear OceanAir Members, 

Insurance can feel complicated, but it doesn’t have to be. At OceanAir Insurance Services, our mission is to simplify the process and help you protect what matters most. Whether you’re reviewing auto insurance, exploring home protection, or planning for the unexpected, our team is here to guide you with clarity and care. 

I also want to highlight two services many of our members continue to rely on. Our Vehicle Registration Express program offers a fast, convenient alternative to traditional DMV visits, allowing you to renew your registration quickly and with far less hassle. It’s one of the ways we aim to make everyday tasks easier and more efficient for you. 

In addition, our life insurance services remain an important part of how we support your long‑term financial security. From basic coverage to more comprehensive plans, we’re here to help you evaluate your options and choose the protection that best fits your family’s needs and future goals. 

Thank you for trusting us with your protection needs. 

Sincerely, 

Maria Prendiz 

AVP of Insurance Services, OceanAir FCU