How To Make A Credit Card Payment

You have two convenient options: 

Option 1: Transfer from Your OceanAir Checking or Savings Account 

1. Log in to your OceanAir online banking or mobile app. 
2. Navigate to “Transfer Money” within the OceanAir app. If you are not using the app, then navigate to “Move Money” then “Funds Transfer” 
3. Select your OceanAir checking or savings account as the “From” account. 
4. Choose your OceanAir credit card as the “To” account. 
5. Enter the payment amount and date. 
6. Review and confirm your transfer. 

Option 2: Set Up an External Account 

1. Log in to your OceanAir online banking or mobile app. 
2. Go to “Move Money” then “Manage External Accounts”  
3. Add your external bank account by using Instant Verification or Micro-Deposits. (note: Micro-Deposits usually take 1-3 business days to verify) 
4. Once verified, navigate to “Transfer Money” within the app. If you’re not using the app, then navigate to “Move Money” then “Funds Transfer” 
5. Select your external account as the “From” account. 
6. Choose your OceanAir credit card as the “To” account. 
7. Enter the payment amount and date, then confirm. (Note: External Transfers may take 2-3 business days to process and relate to your credit card account.) 

📅 Don’t forget: Making your payment on time helps you avoid late fees and keeps your credit in great shape. 

If you have any questions or need help, our Member Experience team is here for you. You can call us at 805.988.2151 or visit us in person at one of our branches.  

Thank you for being a valued member of OceanAir!