OceanAir Consumer Loan Overview

Offering personalized loan options to support your unique needs.

OceanAir FCU offers a full range of consumer loans to support your financial goals, including auto loans, personal loans, payday alternative loans, student loans, and more. Whether you’re searching for auto loans, student loans, or flexible financing options in Ventura County, our consumer loans are designed with competitive rates and member-focused service. Explore your options and view our competitive rates below for the perfect loan that supports you!

Explore Your Options

Man Driving Automobile

Auto Loans

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Student Working

Student Loans and Refinances

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Eco Loan

Eco Loans

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Personal Loans

Personal Loans

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Personal Lines of Credit

Personal Lines of Credit

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Boat Loan

Boat & RV Loans

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Motorcycle Loan

Motorcycle Loans

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Man Working on Computer

Payday Alternative Loan (PAL)

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Don’t Take Our Word For It. Hear From Our Members.

Yelp Reviews

We Make it Right, Easy, and Personal.

The team at OceanAir made the process of getting a loan super easy and simple. They answered any and all questions I had and constantly communicated and gave updates, leaving no confusion in the mix.

AG Adrian G.

Customer service was friendly and helpful. Nice to chat with someone who cares.

MH Monica H.

I went to sign my loan documents for my auto loan refinance, which was a smooth and great process. I went to the teller and they were super sweet and helpful. I love this place and the energy is great. Everyone is always super welcoming.

PC Patricia C.

The OceanAir team assisted us with our auto loan refinance. They were so nice and kind and helped a lot. Thanks OceanAir for having employees who help clients in need.

PC Pablo C.

The OceanAir team was very polite and professional in handling our loan request. We enjoyed our experience and we would love to continue banking with OAFCU.

TK Toma K.
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