Your Financial Partner for Life’s Big Moments

Offering personalized loan options to support your unique needs.

Explore Your Options

Auto Loans

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Student Loans and Refinances

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Eco Loans

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Personal Loans

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Personal Lines of Credit

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Boat & RV Loans

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Motorcycle Loans

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Payday Alternative Loan (PAL)

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Don’t Take Our Word For It. Hear From Our Members.

Yelp Reviews

We Make it Right, Easy, and Personal.

The team at OceanAir made the process of getting a loan super easy and simple. They answered any and all questions I had and constantly communicated and gave updates, leaving no confusion in the mix.
AG Adrian G.

Customer service was friendly and helpful. Nice to chat with someone who cares.
MH Monica H.

I went to sign my loan documents for my auto loan refinance, which was a smooth and great process. I went to the teller and they were super sweet and helpful. I love this place and the energy is great. Everyone is always super welcoming.
PC Patricia C.

The OceanAir team assisted us with our auto loan refinance. They were so nice and kind and helped a lot. Thanks OceanAir for having employees who help clients in need.
PC Pablo C.

The OceanAir team was very polite and professional in handling our loan request. We enjoyed our experience and we would love to continue banking with OAFCU.
TK Toma K.