Important Information: If you've received a new OceanAir credit card or debit card via mail but haven't activated it yet, please do so by calling 1.833.400.0493 and following the prompts.

Business Deposit Rates

Business Savings Account*

Minimum DepositTermStated RateAnnual Percentage Yield
$5Avg Daily0.030%0.030%

Business Epic Checking+

Business Money Market+

TierMin DepositTermStated RateAnnual Percentage Yield
Tier 1$0Avg Daily0.030%0.030%
Tier 2$25,000Avg Daily0.499%0.500%
Tier 3$100,000Avg Daily0.995%1.000%
Tier 4$250,000Avg Daily1.982%2.000%

Business Term Share Certificates**

Min DepositTermStated RateAnnual Percentage Yield
$5003 Months3.203%3.250%
$5006 Months3.203%3.250%
$5001 Year3.203%3.250%
$50018 Months2.960%3.000%
$5002 Years2.960%3.000%
$5003 Years3.203%3.250%
$5004 Years3.203%3.250%
$5005 Years3.203%3.250%

*Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earnings and cannot be guaranteed. Dividends compounded monthly. Dividends paid on average daily balances of $100 or more on savings.

+Dividends compounded monthly. Rates shown are anticipated. Dividends paid on average daily balances of $2,000 or more.

** Dividends compounded monthly.

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